IRDAI-registered distributor
Comprehensive, third-party and own-damage plans compared honestly. Buy in minutes, renew in seconds, and get a real person when you need to claim.
Bike insurance protects you against the financial cost of an accident, theft or damage involving your two-wheeler — and against what you legally owe if you injure someone else.
Two-wheeler premiums are small enough that most riders underinsure by default. That is a false economy: a single third-party injury claim can run to many times the lifetime cost of a comprehensive policy.
Third-party cover is mandatory for every two-wheeler on Indian roads under the Motor Vehicles Act, 1988.
Anyone can list premiums. The work is in the terms underneath them — and in who picks up the phone when you claim.
Long-term third-party policies lock in your rate and remove the annual scramble to renew. We show you whether the maths actually works for your bike.
Two-wheeler theft is the claim riders make most. We check the insurer's documentation requirements up front so your claim is not rejected on a technicality.
Zero depreciation is worth it on a new bike and usually a waste on an eight-year-old commuter. We will tell you which one you are.
Registration number in, quotes out, policy in your inbox. No forms you have already filled once.
Including — and this is the part usually left off the brochure — what it does not.
Statutory minimum cover for injury, death or property damage caused to another party.
Best for: Older bikes with low resale value.
Third-party cover plus damage to and theft of your own two-wheeler.
Best for: New and mid-life bikes, and anyone parking on the street.
Own-damage-only cover, bought alongside an in-force long-term third-party policy.
Best for: New bikes sold with a bundled five-year third-party policy.
Every add-on raises your premium. We will tell you which ones earn their cost against your specific situation.
Full value on replaced plastic and fibre parts — which is most of a modern bike's body.
Towing, on-spot repair, fuel delivery and flat-tyre support.
Personal accident cover extended to whoever is riding behind you.
Pays the original invoice value on total loss or theft, not the depreciated IDV.
Covers engine oil, brake fluid and similar items consumed during a covered repair.
Keeps your accumulated discount intact after a single claim.
Written out plainly, because the moment you need this is the worst possible moment to be reading a policy document for the first time.
Intimate the claim through your advisor or the app. Photograph the scene, the damage and the number plate before anything moves.
Theft claims need an FIR and, later, a non-traceable certificate. We give you the checklist so nothing comes back to you a month later.
The insurer inspects the bike and approves the repair estimate. Do not start repairs before this — unapproved work is a standard rejection reason.
Network garage settles directly with the insurer, or you claim the bill back. Your advisor tracks it to closure either way.
The questions we get asked most, answered without the sales gloss.
Still not sure?
Ask an advisor directly. No obligation, and we will tell you if you do not need the product.
Talk to an advisorThird-party cover is mandatory for every two-wheeler used on a public road. Riding without it can mean a fine, prosecution, and full personal liability for any injury you cause.
Tell us what you are protecting. We will show you what your current cover actually does — and what it does not — before you spend anything.
Insurance is the subject matter of solicitation.